Medicare Open Enrollment: Peace of mind with extra coverage

Going through the process of buying a new smartphone or tablet takes a bit of elbow grease, but when the salesman throws in free accessories and tech support, it’s worth it. There’s a peace of mind knowing that the support you’ll need is free.

Extra benefits and peace of mind can be a big plus in health coverage, too.

If you have Medicare, thanks to the health care law, you get to enjoy extra benefits like these:

Medicare also covers a yearly “wellness visit” each year. This is a great chance to sit down with your doctor and talk about your needs so you can address small health concerns before they become big ones. You can keep track of your preventive services and get reminders for them at

Also, most people with Medicare have access to Medicare Advantage Plans, and many of these plans offer extra benefits that Original Medicare doesn’t cover like vision, hearing, dental coverage, prescription drugs, or extended coverage when you travel.

Just like deciding which smartphone to buy, only you know what extra benefits and services are most important for you and your family.

During Medicare Open Enrollment, decide what benefits are most important in helping you meet your unique health care needs. Use the Medicare Plan Finder to look at all of the health and drug plan options in your area.

Medicare Open Enrollment: Are you ready to pick a plan?

It’s picking season—pumpkins, apples, Halloween candy… and a Medicare health or drug plan. Medicare Open Enrollment runs from October 15–December 7!

Picking a plan is an important and personal decision. Each person has a unique set of priorities. When you sit down to review your Medicare health and drug plan choices this year, keep track of the things you may want in a plan, and pick one that’s right for you.

Here are some things to keep in mind while you consider your choices:

Does the plan cover the services you need?

Future health care needs can be hard to predict, but changes happen. Make sure you understand what services and benefits you’re likely to use in the coming year and find coverage that meets your needs. If you have other types of health or prescription drug coverage, make sure you understand how that coverage works with Medicare. And, if you travel a lot, look to see if your plan covers you when you’re away from home.

No matter what plan you pick, you’ll get these benefits:

What’s the cost?

The lowest-cost health plan option might not be the best choice for you—consider things like the cost of premiums and deductibles, how much you pay for hospital stays and doctor visits, and whether it’s important for you to have expenses balanced throughout the year.

How about convenience?

Your time is valuable. Ask yourself these questions: Where are the doctors’ offices? What are their hours? Which pharmacies can you use? Can you get prescriptions by mail? Do the doctors use electronic health records or prescribe electronically?

Quality is important!

Not all health care is created equal, and the doctors, hospitals and facilities you choose can impact your health. Open Enrollment is also a good time to ask yourself whether you’re truly satisfied with your medical care. Look for plans with a 5‑star performance rating—the right expertise and care can make a difference.

Remember, even if you’re happy with your current plan, these answers might change from year to year, so it’s important to take the time to compare. The Medicare Plan Finder makes it easy to compare plans based on all of these factors, so you can pick a plan that meets your needs.

Stop the flu before it hits

Colder weather is here, which means flu season isn’t far behind. Getting your free flu shot is the best way to protect yourself and loved ones this season.

Get your flu shot early and stay healthy! Flu viruses change from year to year, so it’s important to get a flu shot each flu season. It’s free for people with Medicare, once per flu season when it’s given by doctors or other health care providers (like senior centers and pharmacies) that take Medicare. Learn more about the flu and find a flu vaccine location near you at

Schedule your flu shot today!

Don’t forget your mammogram this year!

Over 230,000 women are diagnosed with breast cancer each year, making it one of the most common cancers in women. Getting a yearly mammogram is the best way to find breast cancer early.

Mammograms are breast cancer screenings that can detect a lump up to 3 years before you or your doctor can feel it. This helps to detect breast cancer early, when it’s most treatable. All women between the ages of 50–74 should have a mammogram every 12 months—and Medicare covers mammograms at no cost if your doctor accepts assignment. Talk to your doctor about risk factors and to schedule your next screening.

October is Breast Cancer Awareness month—show off your pink ribbon and join the fight against breast cancer!


Learn the signs for ovarian cancer

Each year, about 20,000 women in the U.S. get ovarian cancer. It’s also the fifth leading cause of cancer death among U.S. women. Early diagnosis is the key to survival, and the key to early diagnosis is recognizing the symptoms of ovarian cancer:

  • Bloating
  • Pelvic or abdominal pain
  • Trouble eating or feeling full quickly
  • Urgency or frequency of urination

Women have unique health concerns, including certain types of cancers and high rates of chronic disease. Medicare covers many services to address these concerns, like a yearly “Wellness” visitbone mass measurementcervical cancer screeningsmammograms, and cardiovascular screenings. Medicare also covers other preventive services, so talk to your doctor about risk factors and to schedule your next screening.

Currently there’s no effective screening test for ovarian cancer, and it can be very hard to identify ovarian cancer early. The signs and symptoms of ovarian cancer aren’t always clear and may be hard to recognize. It’s important to pay attention to your body and know what’s normal for you. If you notice any changes in your body that last for 2 weeks or longer and may be a sign or symptom of ovarian cancer, talk to your doctor and ask about possible causes. Symptoms may be caused by something other than cancer, but the only way to know is to see your doctor, nurse, or other health care professional.

Make sure to ask your doctor about your level of risk for ovarian cancer at your “Welcome to Medicare” visit or your next yearly “Wellness” visit.

September is National Ovarian Cancer Awareness Month, a perfect time for you to learn more about this disease and know the symptoms. Visit the Centers for Disease Control for more information on ovarian cancer.

Take the easy step to protect yourself from pneumonia

Did you know that 1,000,000 Americans go to the hospital with pneumonia every year? Pneumonia is a lung infection caused by pneumococcal disease, which can also cause blood infections and meningitis. The bacteria that causes pneumococcal disease is spread by direct person-to-person contact. There’s a vaccine to help prevent pneumonia, but only 61% of adults 65 and over have ever gotten it.

Medicare can help protect you from pneumococcal infections. The pneumococcal shot is the best way to help prevent these infections. Medicare Part B covers the shot and a second shot one year after you got the first shot.

You may be at a higher risk for these infections if you:

  • Are 65 or older
  • Have a chronic illness (like asthma, diabetes, or lung, heart, liver, or kidney disease)
  • Have a condition that weakens your immune system (like HIV, AIDS, or cancer)
  • Live in a nursing home or other long-term care facility
  • Have cochlear implants or cerebrospinal fluid (CSF) leaks
  • Smoke tobacco

You can learn more about Medicare-covered vaccines by watching our video. Take the easy step towards prevention, and get your pneumococcal shot today.

Protect yourself from hepatitis

Did you know hepatitis kills close to 1.4 million people worldwide every year? Hepatitis, which is an inflammation of the liver often caused by viruses, affects millions of people worldwide. This year, you can join the global movement to eliminate hepatitis as a public health threat, and Medicare can help.

Hepatitis is contagious. For example, the Hepatitis B virus spreads through contact with the blood or other body fluids of an infected person. People can also get infected by coming in contact with a contaminated object, where the virus can live for up to 7 days. Hepatitis B can range from being a mild illness, lasting a few weeks (acute), to a serious long-term illness (chronic) that can lead to liver disease or liver cancer.

Fortunately, Medicare can help keep you protected from Hepatitis A, Hepatitis B, and Hepatitis C, the most common types of viral hepatitis in the United States.

Generally, Medicare Part D (prescription drug coverage) covers Hepatitis A shots when medically necessary.

Medicare Part B (Medical Insurance) covers Hepatitis B shots, which usually are given as a series of 3 shots over a 6-month period (you need all 3 shots for complete protection).

Medicare covers a one-time Hepatitis C screening test if your primary care doctor or practitioner orders it and you meet one of these conditions:

  • You’re at high risk because you have a current or past history of illicit injection drug use
  • You had a blood transfusion before 1992, or
  • You were born between 1945 and 1965

July 28 is World Hepatitis Day. Visit the World Hepatitis Day web page to learn about Nohep, the World Health Alliance’s global movement to eliminate viral hepatitis.