Medicare Open Enrollment: ready to choose a plan?

Medicare Open Enrollment starts today! Choosing a plan is an important and personal decision. Now’s the time to think about what matters to you, and find the Medicare plan that meets your needs. Here are some things to think about:

Does the plan cover the services you need?

Think about what services and benefits you’re likely to use in the coming year and find coverage that meets your needs. If you have other types of health or prescription drug coverage, make sure you understand how that coverage works with Medicare. And, if you travel a lot, does your plan cover you when you’re away from home?

No matter what plan you choose, you’ll get these benefits:

What does the plan cost?

The lowest-cost health plan option might not be the best choice for you—consider things like the cost of premiums and deductibles, how much you pay for hospital stays and doctor visits, and whether it’s important for you to have expenses balanced throughout the year.

Are the plan’s providers and rules convenient?

Your time is valuable. Where are the doctors’ offices? What are their hours? Which pharmacies can you use? Can you get prescriptions by mail? Do the doctors use electronic health records or prescribe electronically?

What plans perform the best?

Not all health care is created equal, and the doctors, hospitals and facilities you choose can affect your health. Open Enrollment is also a good time to ask yourself whether you’re truly satisfied with your medical care. Look for plans with a 5‑star performance rating—the right expertise and care can make a difference.

Remember that even if you’re happy with your current plan, these answers might change from year to year—so it’s important to take the time to compare. The Medicare Plan Finder makes it easy to compare plans based on all of these factors, so you can choose a plan that meets your needs.

Take care of your mental health

Depression is the leading cause of disability in the world. In the US, it affects 5% of people 12 and over. People with depression can suffer from many different symptoms, including:

  • Feelings of sadness or hopelessness
  • Loss of interest in activities
  • Change in weight
  • Being more or less active than usual
  • Difficulty sleeping or sleeping too much
  • Feeling tired
  • Difficulty concentrating
  • Suicidal thoughts

If you’re experiencing these symptoms, talk to your doctor about getting a depression screening. Medicare covers this once per year and you pay nothing if your doctor accepts assignment.

Celebrate World Mental Health Day October 10th – talk to your doctor about how to take charge of your mental health.

Stop the flu before it starts

Fall is here, which means pumpkins, falling leaves, and the flu! Getting your free flu shot is the best way to protect yourself and loved ones this season.

Get your flu shot early and stay healthy! Flu viruses change from year to year, so it’s important to get a flu shot each flu season. It’s free for people with Medicare, once per flu season when it’s given by doctors or other health care providers (like senior centers and pharmacies) that take Medicare. Learn more about the flu and find a flu vaccine location near you at Flu.gov.

Get your free flu shot today!

Medicare Open Enrollment is coming soon—add it to your fall checklist

Just like the changing leaves, did you know that the fall also brings your chance to make changes to your Medicare coverage? Medicare Open Enrollment is October 15–December 7. It’s your chance to review your health care coverage and see if you need to make any changes for next year. Or, you may decide you’re happy with the plan you have now. If that’s the case, and the plan is still being offered next year, you don’t need to do anything.

Over the next few months, look aroundyou’ll find information about your Medicare benefits in these everyday places:

  • In the mail

Look through your mail carefullyyou may get important notices from your current plan, Medicare, or Social Security about changes to your coverage or any Extra Help you may get paying for prescription drugs.

Also, look for your new “Medicare & You” handbook. It has information about all of the Medicare plans in your area.

You’ll also start to see brochures from companies that offer Medicare health and drug plans. You may decide that a Medicare health plan is right for you. Just remember, be smart about protecting your personal information and your identityplans aren’t allowed to call or come to your home without an invitation from you.

  • On your computer

Comparing your plan choices is important. Our Medicare Plan Finder is ready with all of the 2018 health and drug plan cost information to make it as easy as possible. Enter the drugs you take to find out how you can lower your costs and review the plan’s ratings to compare plan quality. If you find a plan that meets your needs, you’ll be able to join the plan online starting October 15. If you haven’t used the Plan Finder before, check out our video to help you get started.

  • In your community

You may find a local eventsomewhere right around the corner, with health insurance counselors to help you, like your State Health Insurance Assistance Program. Don’t miss the chance to get personalized help if you need it!

Have you gotten your yearly mammogram?

Over 220,000 women are diagnosed with breast cancer each year, making it one of the most common cancers in women. Getting a yearly mammogram is the best way to find breast cancer early.

Mammograms are breast cancer screenings that can detect a lump up to 3 years before you or your doctor can feel it. This helps to detect breast cancer early, when it’s most treatable. All women between the ages of 50–74 should have a mammogram every 2 years—and Medicare covers mammograms at no cost if your doctor accepts assignment. Talk to your doctor about the benefits and risks and to schedule your next screening.

October is Breast Cancer Awareness month—help fight breast cancer and get your yearly mammogram!

Go paperless—get your “Medicare & You” electronically!

Did you know that instead of getting a paper copy of your “Medicare & You” handbook every fall, you can sign up to get it electronically? You’ll not only be helping the environment, but you’ll be saving tax dollars too.

The eHandbook is the online version of your trusted “Medicare & You” handbook and has all the same information as your paper copy. The difference is that it’s updated throughout the year so you’ll always be looking at the most up-to-date information. It’s also searchable, so you can find the information you need quickly and easily.

To sign up for the electronic version of the “Medicare & You” handbook, visit Medicare.gov/gopaperless and follow 3 simple steps:

  1. Enter your Medicare information.
  2. Confirm that you no longer want your paper copy of “Medicare & You” and only want the electronic version.
  3. Each year, we’ll send you an email including a link to the new online Medicare & You. It’s instant, current, and convenient. You’ll no longer get a paper copy.

Help the environment and enjoy finding your Medicare information faster. Go paperless today!

Spot the signs of ovarian cancer

Each year, about 22,000 women in the U.S. get ovarian cancer. It’s also the fifth leading cause of cancer death among U.S. women. Early diagnosis is the key to survival, and the key to early diagnosis is recognizing the symptoms of ovarian cancer:

  • Bloating
  • Pelvic or abdominal pain
  • Trouble eating or feeling full quickly
  • Urgency or frequency of urination

Women have unique health concerns, including certain types of cancers and high rates of chronic disease. Medicare covers many services to address these concerns, like a yearly “Wellness” visit, bone mass measurement, cervical cancer screenings, mammograms, and cardiovascular screenings. Medicare also covers other preventive services, so talk to your doctor about risk factors and to schedule your next screening.

Currently there’s no effective screening test for ovarian cancer, and it can be very hard to identify ovarian cancer early. The signs and symptoms of ovarian cancer aren’t always clear and may be hard to recognize. It’s important to pay attention to your body and know what’s normal for you. If you notice any changes in your body that last for 2 weeks or longer and may be a sign or symptom of ovarian cancer, talk to your doctor and ask about possible causes. Symptoms may be caused by something other than cancer, but the only way to know is to see your doctor, nurse, or other health care professional.

Make sure to ask your doctor about your level of risk for ovarian cancer at your “Welcome to Medicare” visit or your next yearly “Wellness” visit.

September is National Ovarian Cancer Awareness Month, a perfect time for you to learn more about this disease and know the symptoms. Visit the Centers for Disease Control for more information on ovarian cancer.