Love your red, white, and blue “Medicare & You” handbook but love the convenience of getting information on your computer, tablet, or phone even more?
You can get all of the same information in your printed handbook online at Medicare.gov. Learn what’s new, get Medicare costs, and find out what Medicare covers. Even better, the handbook information on the web is updated regularly, so you can instantly find the most up-to-date Medicare information.
On Medicare.gov, you can also do a lot of things on your own like replace your Medicare card, change your address, sign up or make changes to your Medicare coverage, and find out important dates. All this in time for October 15 – the start of open enrollment.
Take advantage of some other great features to get just what you need:
- Search quickly for what you want and print only the pages you need, while getting the latest, up-to-date official Medicare information, including the most recent list of available plans
- Get “Medicare & You” in different formats like large print, eBook or audio
- Subscribe to get an e-mail when information is updated
- Access personalized information
And, if you’d like to trade in your printed copy for a paperless version, we’ve got you covered. You can choose to get your next “Medicare & You” handbook electronically by using the “go paperless” option. In a few simple steps, you’ll be all set. Sign up today and we’ll send you an e-mail including a link to the new online Medicare & You. It’s instant, current, and convenient.
The Medicare Summary Notice has a new look to help you better understand your Medicare information. We’re excited to announce that you will soon start to see the award-winning, redesigned Medicare Summary Notice (MSN) hitting your mailboxes. The new design puts clear language in an easy-to-follow format, so that your Medicare information is easier to understand.
As part of our “Your Medicare Information: Clearer, Simpler, At Your Fingertips” initiative, we listened to you and made the MSN better with:
- An easy-to-understand snapshot that puts the information you care about most (like deductible status, a list of provider visits, and claim status) in one convenient place.
- A dedicated section that tells you how to spot potential fraud.
- Clearer language, descriptions and definitions.
- Larger type that makes the MSN easier to read.
- Preventive services information to help you stay healthy.
- A clearer description of the appeal process to follow if you disagree with a claim.
If you have Original Medicare, you can expect this new design for the MSN to arrive in your mailbox throughout the next few months. Or, better yet, go to MyMedicare.gov, where you can check your Medicare claims information online 24 hours a day, 7 days a week, 365 days a year.
If you’re planning a vacation this summer, you know there’s a lot to do before your leave – like buy sunscreen, book your flight, and renew your passport. Don’t forget to include 2 very important items on your travel to-do list if you plan to leave the country on your trip:
- Look into Medicare coverage outside the United States.
- Think about getting additional health care coverage.
You have Medicare, so your health care services and supplies are covered when you’re in the U.S., which includes Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands. But, if you plan to travel overseas or outside the U.S. (including to Canada or Mexico), it’s important to know if your Medicare coverage will be different.
In most cases, Medicare won’t pay for health care services or supplies you get outside the U.S. Medicare may pay for health care and services you get outside the U.S. in these rare cases.
Because Medicare coverage outside the U.S. is limited, you may want to buy a travel insurance policy. To find out more about these policies, talk to an insurance or travel agent. Not all travel policies include health insurance, so ask questions and read the terms and conditions carefully.
Figuring out your health care coverage will help you be prepared so you can have a stress-free trip. To be even more prepared for your vacation, visit the Centers for Disease Control’s Traveler’s Health page for more information on how to stay healthy abroad.
By Jonathan Blum, Acting Principal Deputy Administrator and Director, Center for Medicare
With today’s regulation limiting overhead and profits for Medicare Advantage and prescription drug plans, the Affordable Care Act continues to promote value for consumers’ and taxpayers’ health care spending. These new requirements apply to Medicare health and drug plans offered by private insurance companies serving over 37 million seniors and persons with disabilities, and build on a similar regulation we issued last year requiring a minimum medical loss ratio for health plans serving consumers in the private insurance market. Medicare health and drug plans, beginning next year, must meet a minimum medical loss ratio, limiting their spending on non-health related items such as administrative costs, profit, or overhead. More specifically, this means that the plans must spend at least 85 percent of their revenue on direct benefits to Medicare enrollees such as clinical services, prescription drugs and quality improving activities.
The new Medicare MLR requirements will also give people with Medicare and their caregivers more information about Medicare plans when comparing their health care options during enrollment periods. They will be able to consider a plan’s medical loss ratio, along with quality ratings, coverage, premiums and other factors that influence their health care decisions.
By ensuring that plan payments are spent on health care and activities that improve the quality of care received, seniors and persons with disabilities will have more opportunities to work with their doctors and other health care professionals to stay healthy. With Medicare spending already growing at a slower pace, the new requirements are just one more way the Affordable Care Act is creating more value for seniors and persons with disabilities. We are excited about new initiatives and projects that are improving the health of people with Medicare and are committed to making a stronger Medicare program.
For 50 years, May has been the month we celebrate older adults across the nation. You could say that Older Americans Month is coming of age. This year’s theme—“Unleash the Power of Age!”—emphasizes older Americans’ potential for energy and activism and urges them to embrace it.
There’s no age limit on achievement—and older Americans are doing incredible things. They make a difference in their communities by continuing their careers, pursuing new business ventures, and volunteering in their retirement years. To find ways to get involved in your community, visit Serve.gov.
Staying active, engaged, and healthy is good advice for everyone, but it’s especially important for older people. The U.S Administration on Aging (AoA), supports older adults through programs and resources to encourage healthy living. In addition, the Affordable Care Act is making certain vital preventive services, such as mammograms, diabetes screening, and an annual wellness visit, available for seniors with Medicare. Also, check out Go4Life, an exercise and physical activity campaign from the National Institute on Aging at NIH.
Throughout the year, and especially during Older Americans Month in May, we urge all Americans to appreciate and celebrate the vitality, aspirations, and achievements of elders and their contributions to society.
Did you know that 1.2 million people in the U.S. have chronic Hepatitis B, but many more people don’t know they’re infected because they have no symptoms? Hepatitis B is a contagious liver disease that can range in severity from a mild illness lasting a few weeks to a serious illness that can lead to liver disease or liver cancer.
Medicare can help keep you protected from Hepatitis B. The best way to prevent Hepatitis B is by getting the Hepatitis B vaccine, which is usually given as 3 shots over a 6-month period. You need to get all 3 shots for complete coverage. If you’re at high or medium risk for Hepatitis B, Medicare Part B will cover Hepatitis B shots for free.
Are you at risk for getting Hepatitis B? If you have hemophilia, End-Stage Renal Disease (ESRD), diabetes, or certain conditions that lower your resistance to infection, you have a higher risk for getting Hepatitis B increases. Additionally, if you have a profession that puts you in frequent contact with blood or bodily fluids, you may be at a higher risk.
May is Hepatitis Awareness month. To find out more about preventing and treating Hepatitis B, visit the Centers for Disease Control.
Do you or does someone you know have high blood pressure? Most likely, your answer is yes. More than one-third of adults in the United States have high blood pressure, and many don’t even know it. High blood pressure increases your risk of heart disease, the #1 killer worldwide, and many other diseases. That’s why it’s important to get your blood pressure checked regularly.
Medicare helps make checking your blood pressure easy. A blood pressure screening is covered in your “Welcome to Medicare” visit and your Yearly Wellness visit at no cost to you.
There are also many ways to prevent and help treat high blood pressure. Eating a healthy diet and avoiding sodium are easy ways to lower blood pressure. Maintaining a healthy weight and being physically active are also important. The surgeon general recommends at least 30 minutes of moderate physical activity most days of the week. You can also check your blood pressure between your yearly visits for free at many pharmacies, senior centers, and health fairs.
May is National High Blood Pressure Education Month, watch our video to learn more.