If you’re planning a vacation this summer, you know there’s a lot to do before your leave – like buy sunscreen, book your flight, and renew your passport. Don’t forget to include 2 very important items on your travel to-do list if you plan to leave the country on your trip:
- Look into Medicare coverage outside the United States.
- Think about getting additional health care coverage.
You have Medicare, so your health care services and supplies are covered when you’re in the U.S., which includes Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands. But, if you plan to travel overseas or outside the U.S. (including to Canada or Mexico), it’s important to know if your Medicare coverage will be different.
In most cases, Medicare won’t pay for health care services or supplies you get outside the U.S. Medicare may pay for health care and services you get outside the U.S. in these rare cases.
Because Medicare coverage outside the U.S. is limited, you may want to buy a travel insurance policy. To find out more about these policies, talk to an insurance or travel agent. Not all travel policies include health insurance, so ask questions and read the terms and conditions carefully.
Figuring out your health care coverage will help you be prepared so you can have a stress-free trip. To be even more prepared for your vacation, visit the Centers for Disease Control’s Traveler’s Health page for more information on how to stay healthy abroad.